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Merchants Bank of Commerce
 

Business Checking

 
1. The average monthly balance is calculated by adding the principal in the account for each day of the statement period and dividing that sum by the number of days in the statement period.
2. The combined balance will include the total average monthly balance of your Business Checking account and the average monthly balance of any additional checking or savings accounts that are owned by you. Accounts must have the same vesting to be considered for combined balance purposes.
3. Includes checks, remotely created checks and drafts drawn on your account for bill payment.
4. Data and text messaging charges from your mobile carrier may apply.
5. Refer to current Rate Sheet for interest information.
Accordion 1
 Basic Business Checking

This account is ideal for startups and smaller businesses that don’t need additional features.

THE BASICS:
  • $100.00 minimum to open
  • $3,000 average monthly balance1 or $10,000 in combined average monthly balances2 to avoid $13.00 monthly service charge
  • 300 transactions (checks)/$0.35 charge per additional item over 300 checks posted during statement cycle3
  • Check images accessed through online banking will have no charge; there will be a $2.00 charge if you request check images with your monthly paper statement
THE FEATURES:
  • MasterCard® debit card
  • 24-hour telephone banking
  • Complimentary online, mobile and text banking4
  • Electronic statement
  • Access to the MoneyPass® surcharge free ATM network
1. The average monthly balance is calculated by adding the principal in the account for each day of the statement period and dividing that sum by the number of days in the statement period.
2. The combined balance will include the total average monthly balance of your Basic Business Checking account and the average monthly balance of any additional checking or savings accounts that are owned by you. Accounts must have the same vesting to be considered for combined balance purposes.
3. Includes checks, remotely created checks and drafts drawn on your account for bill payment.
4. Data and text messaging charges from your mobile carrier may apply.

Refer to the Account Terms and Conditions for additional information regarding your account and the Schedule of Fees and Services for additional fees that may be assessed. Fees may reduce earnings on the account. See account disclosure for full details. Refer to the current rate sheet for interest information.
Accordion 2
Business Select Checking

Receive all the benefits of a checking account plus select one complimentary service.

THE BASICS:
  • $100.00 minimum to open
  • $15,000 average monthly balance1 or $30,000 in combined average monthly balances2 to avoid $25.00 monthly service charge
  • 300 transactions (checks)/$0.35 charge per additional item over 300 checks posted during statement cycle3
  • Check images accessed through online banking will have no charge; there will be a $2.00 charge if you request check images with your monthly paper statement
THE FEATURES:
  • Includes one (1) of the following services: Night Drop, small Safe Deposit Box, or Business Bill Pay
  • MasterCard® debit card
  • 24-hour telephone banking
  • Complimentary online, mobile and text banking4
  • Electronic statement
  • Access to the MoneyPass® surcharge free ATM network
1. The average monthly balance is calculated by adding the principal in the account for each day of the statement period and dividing that sum by the number of days in the statement period.
2. The combined balance will include the total average monthly balance of your Business Select Checking account and the average monthly balance of any additional checking or savings accounts that are owned by you. Accounts must have the same vesting to be considered for combined balance purposes.
3. Includes checks, remotely created checks and drafts drawn on your account for bill payment.
4. Data and text messaging charges from your mobile carrier may apply.

Refer to the Account Terms and Conditions for additional information regarding your account and the Schedule of Fees and Services for additional fees that may be assessed. Fees may reduce earnings on the account. See account disclosure for full details. Refer to the current rate sheet for interest information.
Accordion 3
Business Premium Checking

Our optimum checking account for high-balance and very active businesses. Receive two complimentary services.

THE BASICS:
  • $100.00 minimum to open
  • $75,000 average monthly balance1 or $100,000 in combined average monthly balances2 to avoid $75.00 monthly service charge
  • 300 transactions (checks)/$0.35 charge per additional item over 300 checks posted during statement cycle3
  • Check images accessed through online banking will have no charge; there will be a $2.00 charge if you request check images with your monthly paper statement
THE FEATURES:
  • Includes two (2) of the following services: Night Drop, small Safe Deposit Box, Business Bill Pay, 10 Automated Clearing House (ACH) transactions, Positive Pay on one account or Remote Deposit Capture
  • MasterCard® debit card
  • 24-hour telephone banking
  • Complimentary online, mobile and text banking4
  • Electronic statement
  • Access to the MoneyPass® surcharge free ATM network
1. The average monthly balance is calculated by adding the principal in the account for each day of the statement period and dividing that sum by the number of days in the statement period.
2. The combined balance will include the total average monthly balance of your Business Premium Checking account and the average monthly balance of any additional checking or savings accounts that are owned by you. Accounts must have the same vesting to be considered for combined balance purposes.
3. Includes checks, remotely created checks and drafts drawn on your account for bill payment.
4. Data and text messaging charges from your mobile carrier may apply.

Refer to the Account Terms and Conditions for additional information regarding your account and the Schedule of Fees and Services for additional fees that may be assessed. Fees may reduce earnings on the account. See account disclosure for full details. Refer to the current rate sheet for interest information.
Accordion 4
Business Interest Checking

Get all the features of a checking account plus the advantage of earning interest.

THE BASICS:
  • $100.00 minimum to open
  • Earn more interest on higher balances5
  • $5,000 average monthly balance1 or $10,000 in combined average monthly balances2 to avoid $20.00 monthly service charge
  • 300 transactions (checks)/$0.35 charge per additional item over 300 checks posted during statement cycle3
  • Check images accessed through online banking will have no charge; there will be a $2.00 charge if you request check images with your monthly paper statement
THE FEATURES:
  • MasterCard® debit card
  • 24-hour telephone banking
  • Complimentary online, mobile and text banking4
  • Electronic statement
  • Access to the MoneyPass® surcharge free ATM network
 

1. The average monthly balance is calculated by adding the principal in the account for each day of the statement period and dividing that sum by the number of days in the statement period.
2. The combined balance will include the total average monthly balance of your Business Interest Checking account and the average monthly balance of any additional checking or savings accounts that are owned by you. Accounts must have the same vesting to be considered for combined balance purposes.
3. Includes checks, remotely created checks and drafts drawn on your account for bill payment.
4. Data and text messaging charges from your mobile carrier may apply.
5. Refer to current Rate Sheet for interest information.


Refer to the Account Terms and Conditions for additional information regarding your account and the Schedule of Fees and Services for additional fees that may be assessed. Fees may reduce earnings on the account. See account disclosure for full details. Refer to the current rate sheet for interest information.

 

Specialized Banking for Trade Associations.

Business Savings
Laying groundwork for the future.


 
Business Services
All of the services you need to help grow your business.

 
Business Loans
Solutions to get you started.