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Merchants Bank of Commerce
Inserting card into an ATM

MoneyPass® ATM Surcharge-Free Network

MoneyPass offers a surcharge-free ATM experience for qualified cardholders at over 32,000 locations throughout the United States and Puerto Rico. MoneyPass logo
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What's an ATM surcharge fee?
The owner of an ATM can charge cardholders a user fee. The surcharge fee may be as high as $5! You can use your MoneyPass card at MoneyPass ATMs to avoid paying that surcharge fee. 
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Are there MoneyPass ATMs located outside of the United States?
MoneyPass surcharge-free ATMs are only found within the United States and Puerto Rico.
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How do I find out if an ATM is part of the MoneyPass surcharge free network?
You can download the MoneyPass Locator App or you can click here to search for nearby locations.
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How can I install the MoneyPass Locator app on my smartphone?
You can download the app by clicking on the buttons below.
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I was charged a fee at an ATM that I believed to be a surcharge-free MoneyPass ATM. What can I do?
If you are a MoneyPass cardholder and you were charged a fee at a MoneyPass ATM, please contact us at 800.421.2575. To expedite the process, it is helpful to have the exact address, date and time of the ATM transaction – this should all be on the ATM receipt.